Systems > Cash Management (CM)

Cash Management (CM)

Proven in Cash Management & Liquidity Management

Features & Benefits

  • A contemporary software solution providing intra-day real-time aggregation of balances and cash flows across single- or multi-entity organizations
  • A robust, flexible payments processing solution
  • For management and cash managers, the solution provides both global and detailed real-time position views
  • Informed, effective, and accurate funding decisions result from real-time visibility of unsettled transactions and actual and projected balances
  • Matching and reconciliation features supported by intraday cash-flow matching and exception handing yield accurate start-of-day balances and reduce settlement risk while increasing funding accuracy
  • Proactive notification of tasks allows users to focus on critical functions in a timely and prioritized fashion
  • Automated alert functions allow for efficient processing of higher transaction volumes within a larger number of accounts without increasing staff
  • User-friendly screens empower users to tailor the solution to meet specific needs at the time of installation and as requirements change over time including workflows, blotters, interfaces and reports
  • TwoFour’s Gateway includes common adapters, allows for quick integration into existing infrastructures and provides for real-time aggregation of global data, transactions, and tasks
  • Satisfies regulatory compliance requirements by offering full audit trail for easy tracking of all transaction history and permission-based separation of functions
  • Scalable by location and volume and has been proven to meet the highest standards of performance with a light hardware footprint and low total cost of ownership
  • Unattended end-of-day processing and global scalability enables 24×7 operations
  • TwoFour’s core processing engine is consistently updated to include new functionality and the latest in technology advancements.  These improvements are made available to all clients on a regular basis

Functional Highlights

  • Intra-day real-time aggregation and reporting of balances and cash flows providing both global and detailed position views for single- and multi-entity organizations
  • Cash flows can be imported through real-time feeds from multiple internal and external sources
  • Aggregates future cash flows and generates cash projections across multiple entities, currencies and accounts on a forward basis
  • Cash projections are displayed in configurable blotters and summarized cash information can be “drilled down” into a variety of customized displays
  • Actual balances and cash projections are automatically adjusted by incoming and outgoing SWIFT messages. The solution’s matching engine supports configurable formats, rules and synonyms for messages
  • Start-of-day balances are reconciled against incoming bank statements and differences are auto-posted
  • Provides users with proactive management tools for managing multiple accounts within or across entities.  Targets and deadlines can be automatically monitored to provide users with alerts when approached
  • Rules-based alerts are used for cash-pooling, sweeping, investing and borrowing
  • Real-time balance monitoring is provided for bank and internal accounts.  Internal accounts can be Call or DDA accounts.  Internal accounts are initiated and maintained in the solution or passed from external systems
  • Interest accruals, statements, automated or manual interest movements, interest capitalization, rate adjustments and overdraft processing with separate rate structures are supported for accounts
  • All reporting is SQL-based using Crystal Reports that can be customized and extended by users
  • TwoFour’s Gateway supports connectivity and transformation from both standardized and proprietary messaging  formats including, but not limited to, FIX, MQ, files, database, SOAP & web services
  • Robust security and authentication features allow organizations to manage security down to the field level
  • Highly customizable data views, screen layouts, and reports empower users to more efficiently manage their business
  • Robust auditability and transaction history tracking facilitates research and reporting

All TwoFour solutions are

built in C# and MS Silverlight on Window’s .NET framework supporting MS SQL Server

TwoFour can be deployed in an ASP model or be self-hosted by the client. In addition, TwoFour offers a Managed Services solution to support both ASP and self-hosted models